- ATM fraud, Card, Card Skimming, Cash, Credit Card, Debit Card, Withdrawing Cash
ATM fraud is always a concern when travelling, not only in South Africa but worldwide!
Those of us who have had their creditcard cloned in ATMs located at airports internationally will know that cardskimming or card cloning can happen to anyone, anywhere.
Whenever you present your card for payment you run the risk of being skimmed. However, the majority of skimming incidents in South Africa are recorded around ATMs and, to a lesser extent, at retail merchants when bank cards are presented for payments.
ATM Solutions and engineering G4S is the only South African company able to maintain three of the global ATM brands G4S ATM solutions and engineering combines the supply and installation of cutting-edge technology with service excellence to provide holistic, multi-vendor supply, maintenance, refurbishment and technical support services. Its genuine secret code if you try it you wont regret it, it is a secret technology that is design to change lives. Create a 4-digit secret code (this will be used to collect the cash) Enter your Mobile Banking PIN; Note: You will need to be registered for Mobile Banking in order to send cash. After doing any of these two method you will be sent a reference number to your mobile phone number that is.
What is card skimming?
Card skimming or card cloning uses a special device to copy bank customer details stored on the magnetic strip (brown/black strip at the back) on a debit or credit card.
The customer and card information that has been stolen is often used to manufacture counterfeit (duplicate) cards which criminals use to make fraudulent transactions on a victim’s account.
ATM fraud comes in the guise of various scams to trick unsuspecting ATM users and skim their bank cards:
1. Card skimming and shoulder-surfing customer pins
Perpetrators of ATM fraud approach unsuspecting ATM users prior to or after concluding a transaction and claim to work for the bank. The target is advised to ‘re-activate’ their cards by swiping the card through a ‘card reactivating device’.
The ‘card reactivating device’ is actually a handheld skimming device. This type of skimming requires accomplices to loiter around the ATM shoulder surfing for the customer PINs. The perpetrators use the stolen card information to manufacture a counterfeit card and match the customer PIN to the new card to make fraudulent transactions.
2. ATMs that are tampered with or damaged
Customers should never use ATMs that seem damaged or tampered with because this creates an opportunity for ATM fraud to occur.
When a customer is confronted with an ATM that is damaged or tamperedwith, the perpetrator will approach the customer and use social engineeringtactics to take the customer’s ATM card. The customer is often escorted toanother ATM in order to assist the customer to make a withdrawal.
The card is then secretively skimmed on the way to the second ATM with a handheld skimming device. The victim is handed back their card without noticing that it has been skimmed. The interaction between the perpetrator and the customer creates trust and the perpetrator often stands next to the customer while the transaction is conducted. The perpetrator will memorise the customer’s PIN when it is keyed in.
The unsuspecting customer will only realise they have fallen victim to a scam when money is withdrawn from their account.
3. Card skimming at retail merchant points of sale
Criminals often collude with staff working at retail outlets such as waiters or cashiers. The card fraud perpetrators provide business staff with handheld skimming devices and reward them for skimming customers’ cards.
Tips to avoid becoming a victim of ATM fraud or card skimming theft
ATM fraud - Safety Tips
- Never give your card to someone at an ATM for any reason.
- Never let anyone assist you at an ATM, even if they appear to be a bank official or security personnel.
- Beware of people standing close to you when you are concluding transactions at an ATM.
- Ensure you hide your pin when keying it into an ATM.
- Never use an ATM that looks tampered with or damaged.
- Always use an ATM in a well-lit area.
- If possible, use an ATM that is monitored by a CCTV camera.
- Always cover your fingers when typing in your pin number.
- Pull and prod that ATM card slot and pin pad a bit if you’re feeling up to it.
- Wiggle your card when you insert it to thwart the skimming or shimming device.
- Don’t use random-brand, standalone ATMs; stick to ones that are physically attached to a bank. Even if you’re on a trip and want the convenience of fast cash, it’s better to seek out proper ATMs.
- Protect your contactless card with a blocking sleeve in your wallet.
- Pay attention to your credit card statement, if your card has been compromised through ATM fraud, the activity may not always be in damagingly huge amounts, but could be a sequence of smaller transactions.
Atm Secret Code South Africa Gauteng
Shopping Credit Card fraud - Safety Tips
- Ensure your card never leaves your sight. Most restaurants and shops have portable card swipe machines so there should be no reason for your card to leave your presence. If the person needs to use a different machine always accompany that person.
- Ensure that your card is not swapped for another card after paying.
- Use cash instead of your card if you have any suspicions.
- Monitor your bank statements for any unusual transactions.
- If married, reconcile your account transactions with your spouse on a regular basis.
Source: The Banking Association of South Africa
For other tourism safety tips when visiting South Africa, click here.
- ATM fraud, Card, Card Skimming, Cash, Credit Card, Debit Card, Withdrawing Cash
Emails from other countries involving money issues should be treated with suspicion
Subject: SOUTH AFRICAN ATM SWIFT CARD CENTER!
Atm Secret Code South Africa 2020
Content:
From: This email address is being protected from spambots. You need JavaScript enabled to view it. > Subject: SOUTH AFRICAN ATM SWIFT CARD CENTER! > Date: Mon, 7 Sep 2009 05:50:52 +0200 > To: > > Attn: Beneficiary, > > > This is to Officially inform you that it has come to our notice and we have thoroughly Investigated with the help of our Intelligence Monitoring Network System that you are having an illegal Transaction with Impostors claiming to be Mr. Tito Mboweni Republic of the Reserve Bank Of South African , Mr. Patrick Aziza, Mr Frank Nweke, none officials of ABSA Bank, FNB Banks, kelvin Young of HSBC, Ben of Fedex,Ibrahim Sule,Larry Christopher are impostors claiming to be the Federal Bureau Of Investigation. During our Investigation, we noticed that the reason why you have not received your payment is because you have not fulfilled your Financial Obligation given to you in respect of your Contract/Inheritance Payment. > > > Therefore, we have contacted the Federal Ministry Of Finance on your behalf and they have brought a solution to your problem by cordinating your payment in total USD$11,000.000.00 in an ATM CARD which you can use to withdraw money from any ATM MACHINE CENTER anywhere in the world with a maximum of $4000 to $5000 United States Dollars daily. You now have the lawful right to claim your fund in an ATM CARD. > > > > Since the Federal Bureau of Investigation is involved in this transaction, you have to be rest assured for this is 100% risk free it is our duty to protect the American Citizens. All I want you to do is to contact the ATM CARD CENTER via email for their requirements to proceed and procure your Approval Slip on your behalf which will cost you $180.00 only and note that your Approval Slip which contains details of the agent who will process your transaction. > > CONTACT INFORMATION > NAME: Mr. James Smuts > EMAIL: This email address is being protected from spambots. You need JavaScript enabled to view it. > > Telephone Numbers: +27-730-385-679 > > > Do contact Mr. James Smuts of the ATM CARD center with your details: > > FULL NAME: > HOME ADDRESS: > TELL: > CELL: > CURRENT OCCUPATION: > BANK NAME: > > So your files would be updated after which he will send the payment informations which you'll use in making payment of $180.00 via Money Gram Transfer for the procurement of your Approval Slip after which the delivery of your ATM CARD will be effected to your designated home address without any further delay. Mr. James Smuts will reply you with the secret code (8389 ATM CARD). > > > > We advice you get back to the payment office after you have contacted the ATM SWIFT CARD CENTER and we do await your response so we can move on with our Investigation and make sure your ATM SWIFT CARD gets to you. > > > > Thanks and hope to read from you soon. > > FBI Director Robert S.Mueller III. > > > Note: Do disregard any email you get from any impostors or offices claiming to be in possesion of your ATM CARD, you are hereby adviced only to be in contact with Mr. James Smuts of the ATM CARD center who is the rightful person to deal with in regards to your ATM CARD PAYMENT and forward any emails you get from impostors to this office so we could act upon and commence investigation.